About MultiverseOSP

MultiverseOSP makes calm, private spreadsheets for everyday money decisions.

Each product is a single file you own: no subscriptions, no bank logins, no apps tracking your spending. Every workbook opens with a worked example, uses yellow cells for what you type and gray cells for formulas, and works in Google Sheets and Excel.

Our templates are designed and built with the help of AI tools, and every formula and example figure is tested and checked by hand.

Informational tool only. Not financial, tax, or legal advice. Our products are spreadsheets, not a loan, bank product, or advance.

MultiverseOSP is operated by MultiverseOSP LLC. Questions? Contact support.