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Wedding Budget Planner
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Debt Snowball + Avalanche Tracker
See each debt's payoff month, total interest, and your debt-free date, snowball or avalanche.
$14Buy now, $14
Instant download + email. Works in Google Sheets and Excel.
Secure checkout by StripeApple PayGoogle Pay
If a file doesn’t work, we’ll fix it. If we can’t, you get a refund within 7 days. Because these are instant digital downloads, there are no refunds for change of mind.
- Instant download + step-by-step setup guide
- Works in Google Sheets and Excel
- One-time price, no subscription
- No bank login, nothing to connect
- File won't open? We fix it or send a new copy
Who it's for
Anyone who wants a clear, private plan for paying down balances they already have.
Why it helps
Pick an order from a dropdown, add any extra monthly amount, and see the month each balance reaches zero. Compare both methods side by side.
What it does
- List up to 10 debts: balance, APR, minimum payment
- Choose Snowball (smallest balance first) or Avalanche (highest APR first)
- Add an extra monthly amount; freed-up minimums roll to the next debt automatically
- Payoff month and date for every debt
- Total interest, total paid, and estimated debt-free date
- Snowball vs avalanche comparison: months and interest
- Readable month-by-month schedules, up to 30 years
What's included
One .xlsx workbook with 6 tabs: Start Here, Example (hand-checked figures), Debts, Payoff Plan, Snowball Engine, Avalanche Engine. Plus a step-by-step setup guide PDF. Works in Google Sheets and Excel (also LibreOffice Calc).
Includes English, Spanish and French versions.
Every tab, with sample data
Real screenshots of each tab in the file, recalculated from the included sample data.
Preview it
Real sample data from the workbook. Change a yellow cell and the totals recalculate.
Debts tab (sample household, avalanche order)
Months to debt-free
| Debt | Balance | APR % | Min | Paid off (month #) |
|---|---|---|---|---|
| Visa card | ||||
| Store card | ||||
| Car loan | ||||
| Student loan | ||||
| Medical bill |
Total interest (est.)
Monthly debt budget
Yellow cells are editable. Estimates only. Interest = balance x APR / 12 each month; extra goes to the highest APR first.
What happens after you buy
- Pay with Stripe (card, Apple Pay or Google Pay).
- Download right away on your download page; the link is also emailed to you. Each file can be downloaded 3 times within 24 hours.
- Follow the setup guide: a step-by-step PDF is included, and the same steps are on the setup page. The AI guide in the corner can walk you through it one step at a time.
10 min
Set up in 10 minutes, or Ava walks you through it free
Ava the Fox, our AI setup guide, takes you one step at a time and can hand you to a person if you get stuck.
Please note. Informational tool only. Not financial, tax, or legal advice. Estimates come from the numbers you type. Not a loan, bank product, or advance. This is a planning and tracking spreadsheet. It does not negotiate, consolidate, or reduce any debt, and results are estimates from the numbers you type. If a file doesn’t work, we’ll fix it. If we can’t, you get a refund within 7 days. Because these are instant digital downloads, there are no refunds for change of mind.
FAQ
Will this reduce my debt?
No. It is a planning spreadsheet. It does not negotiate, consolidate, or reduce any debt. It shows estimates based on the numbers you enter.
What do I get?
A download link right after checkout and by email, plus a step-by-step setup guide PDF. Spreadsheets are .xlsx: open in Excel, or upload to Google Drive and save as a Google Sheet.
Do I need a subscription or app?
No. One-time price. No macros, add-ons, or bank login.
Can I get a refund?
If a file doesn’t work, we’ll fix it. If we can’t, you get a refund within 7 days. Because these are instant digital downloads, there are no refunds for change of mind.
Is this financial or tax advice?
No. It is an informational tool. Results are estimates from the numbers you enter.
$14Buy now, $14
Instant download + email. Works in Google Sheets and Excel.
Secure checkout by StripeApple PayGoogle Pay
If a file doesn’t work, we’ll fix it. If we can’t, you get a refund within 7 days. Because these are instant digital downloads, there are no refunds for change of mind.
Bundle and save
Debt Snowball + Avalanche Tracker is in the Money Planner Bundle: 5 spreadsheets for $49 instead of $79. Want everything? The Complete Money Toolkit is $129 ($231 value).
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